Higgsfield AI Pricing: Plans, Credits, Refund Rules

Higgsfield costs $0 on Free, $19 a month on Starter, $59 a month on Plus or $47 a month billed yearly, and $129 a month on Ultra or $99 a month billed yearly, at US prices read in November 2026 with tax added at checkout.^[1] Everything runs on credits. For most buyers Plus is the real starting point, because Starter's 270 credits a month reach selected models only. Free is for looking around: it gives no monthly credits, watermarks every output, runs one job at a time and excludes commercial use, as our free plan guide explains. Teams pay per seat instead.

Seven plans, one credit currency

Three details move the sticker price. Taxes such as VAT are added at checkout. Ultra also comes in 6K and 9K credit options, and Higgsfield shows their price on the pricing page. In November 2026 the page also advertised a 30% discount on Ultra for new sign-ups and savings of up to 30% on yearly billing; a promo price covers only the first payment or the stated period, after which the plan renews at the standard price. Capacity grows with the plan too, from 2 videos and 4 images in parallel on Starter to 6 videos and 8 images on Plus billed monthly.

The gap between Starter and Plus is about models, not just credits. Starter leaves out full Seedance 2.0, Seedance 2.5, Veo 3.1, Kling 3.0 Motion Control, and Kling 3.0 above 720p. It also has no Auto-Refill and no time-limited Unlimited window on named models. Plus opens all of them, along with Start and End Frame control and Higgsfield Speak lip sync. If your brief names one of those models, Starter is the wrong plan at any volume, however few clips you need each month.

Monthly or yearly billing: the 10-month rule

Yearly billing is a bet that you stay. By our arithmetic, Plus costs $564 a year billed yearly against $708 at the monthly price, a saving of $144, so the yearly plan equals 9.6 monthly payments and pays off once you stay 10 months or more. Ultra follows the same curve: $1,188 a year against $1,548, saving $360, again ahead from month 10. Starter is $228 a year either way. Choose monthly there. Yearly plans still hand out credits every 30 days rather than all at once, and unused credits vanish at each refresh.

The commitment is real because refunds are narrow. Only a first purchase qualifies, requested within 7 days with zero credits used, and a service fee of up to 6% comes off.^[2] Inside that window a yearly buyer can also switch to monthly and get the 11 unused months back, minus the same fee. After it, there is no prorated refund. Renewals are never refunded. Canceling only stops the next charge; access runs to the end of the paid period, and the account then drops to Free. Turn off auto-renew if you are unsure.

What one credit actually buys

Credit prices fall as the individual plans grow. By our arithmetic a credit costs 7.0¢ on Starter, 4.9¢ on Plus billed monthly or 3.9¢ billed yearly, and 4.3¢ on Ultra billed monthly or 3.3¢ billed yearly. What a clip costs depends on model, resolution and length, and the exact figure appears on the Generate button before you confirm. The pricing page lists about 7 credits for a 5-second Kling 3.0 clip at 720p, about 22 for Seedance 2.0 at 720p, and about 40 for 4 seconds of Veo 3.1. Images are cheap. Nano Banana Pro costs 2 credits.

Monthly credits translate into clip counts like these, one take each. Plus covers about 53 Seedance 2.0 clips of 5 seconds at 720p, about 160 Kling 3.0 clips at 720p, or 15 eight-second Veo 3.1 clips; Ultra covers about 133, 400 or 37. At Higgsfield's posted rate of 7 credits a second at 720p, Seedance 2.5 gives Plus about 34 five-second clips and Ultra about 85. That works out to about $1.72 a clip on Plus billed monthly and $1.16 on Ultra billed yearly.

Those counts assume every take is a keeper. They rarely are. Every completed generation is charged, including takes you discard, re-rolls, upscales and extends, and a clip you dislike earns nothing back. Higgsfield's blog says a usable clip typically takes three to five generations, so divide the counts above accordingly. Failed generations are different: most return their credits automatically within minutes, though Grok models charge the moment a job starts. Higgsfield may also change the credit price of any generation at any time, so check the button before each run.

Running out: Auto-Refill, packs and the upgrade test

When credits run short mid-month there are three routes. Auto-Refill, off by default, charges $20, $40, $90, $150 or $300 per refill at $1 = 18 credits once the balance falls below the plan threshold, and it is not offered on Starter.^[3] Credit Packs are one-time buys from 100 up to 25,000 credits and need an active subscription; Higgsfield does not publish their prices. Both expire 90 days after purchase. The third route is an upgrade, which takes effect at once, with unused credits and months credited.

Upgrading usually wins. By our arithmetic, Auto-Refill credits cost 5.6¢ each, while moving from Plus to Ultra billed monthly adds $70 a month for 1,800 more credits, about 3.9¢ each. Plus at $59 a month with a $90 refill comes to $149 for 2,820 credits, while Ultra gives 3,000 credits for $129 a month. The threshold is simple. Once you would refill Plus by $70 or more a month, about 1,260 credits, Ultra delivers more for less. From Starter the test differs, since Plus adds 930 credits and every model for $40 more a month.

Expiry is where rivals differ most, so compare rules rather than credit counts, which are different currencies. Runway's Standard plan is $15 a month or $12 a month billed yearly, and Runway lets Max and Team credits roll over for up to one month, with top-up credits that never expire; see our Runway pricing breakdown. Kling AI's Standard plan is $8.80 a month, and credits bought on Kling stay valid for 2 years. On Higgsfield, subscription credits never roll over and add-on credits last 90 days.

What the time-limited Unlimited windows on named models cover

Unlimited on Higgsfield is a time-limited window on named models, not a plan without limits. Plus billed monthly gets 7 days of Seedream 5.0 Pro 2K and GPT Image 2.6 2K; Plus billed yearly adds Seedance 2.5 at 720p and Nano Banana Pro 2K. Ultra's 7-day window covers Seedance 2.5 at 720p billed monthly or 1080p billed yearly, plus Nano Banana Pro, Seedream 5.0 Pro and GPT Image 2.6 at 2K. Team gets 14 days of Seedance 2.0 at 720p, while Scale gets 30 days of Seedance 2.5 at 720p, Kling 3.0 and Nano Banana Pro 4K, both after business verification. Starter gets no window. Which Seedance version each plan reaches is in our Higgsfield Seedance guide.

The conditions matter more than the list. A window works only on higgsfield.ai, never through MCP, the CLI, Canvas, Supercomputer, plugins, Marketing Studio or Shorts Studio, and only with the Unlimited toggle switched on; otherwise credits are spent. Unlimited jobs run in the slower standard queue and can slow further at peak hours. Use is personal: automation, scripting and shared logins are banned, and unusual activity can pause access for manual review. Kling 4.0 and Cinema Studio are not covered, per Higgsfield's October 2026 posts. A window is non-refundable once granted.

Teams, Enterprise and the separate API

Team starts at two seats. By our arithmetic, the minimum Team workspace costs $158 a month, or $130 a month billed yearly ($1,560 a year), for 2,000 pooled credits; each extra seat adds 400 bonus credits that expire in 30 days, and unused first-month credits roll over. Scale needs five seats, which comes to $1,075 a month or $750 a month billed yearly ($9,000 a year) for 12,500 credits, plus Basic SSO, pausing a member's credit use and the priority queue. Members need no personal subscription. The workspace Owner pays.

Enterprise is priced by contract and adds volume rollover credits, custom SSO and contractual no-training terms. The API is a separate product. It runs on a prepaid dollar balance with a $5 minimum top-up and no seats, and no subscription includes it, while MCP, the CLI and plugins spend plan credits. At list price in November 2026, the API's lowest Seedance 2.5 rate is $0.206 a second at 480p. A 5-second Seedance 2.5 clip at 720p costs about $2.31 there, against about $1.72 on Plus billed monthly, so steady volume favors a plan; our API guide covers the rest.

The bottom line

Higgsfield pricing rewards commitment and punishes guesswork. Plus is the sensible first paid plan, because Starter locks out the newest models and cannot top up automatically. Move to Ultra once you would refill Plus by $70 or more a month, and buy yearly only if you expect to stay 10 months. Read every Unlimited window as a short bonus on named models, in a slower queue, on the website only. Budget for several takes per usable clip, and decide within the first week before spending a credit, since that is the only refund window. Our Higgsfield review weighs whether the models justify those rules.