InVideo AI is worth it for one kind of buyer: a creator or marketing team that wants many AI video models and a real timeline editor in one browser tab, and that will budget credits with care. The editor itself is free. The generation is not. Paid plans begin with Starter at $20 a seat a month billed monthly, which carries 400 credits a seat a month, and every model run, transcript and Agent Two turn spends those credits [1]. Is it safe? On security, largely yes: invideo says it has held a SOC 2 Type II attestation since August 2026. On money, be careful. Refunds are close to impossible after the first day.

The Toolkit take
3.8 / 5
Our Toolkit Score for InVideo AI: a strong editor and model hub with demanding credit and refund terms.
$20 a seat a month
Starter billed monthly, 400 credits a seat a month
24 hours
Refund request window, only if no credits or premium features were used
1080p
Timeline export ceiling; 4K needs a paid upscale

From prompt-to-video tool to agent and timeline

InVideo AI, sold by invideo at invideo.io, is now a browser-based video workspace built on two pieces. The invideo Editor is a free multitrack timeline with color, audio and versioning tools that exports a 1080p MP4 or an editable project for Premiere Pro, Final Cut Pro or DaVinci Resolve. Agent Two is a conversational agent that plans, generates and assembles footage on that timeline, routing each shot to one of 200+ third-party models such as Seedance, Kling, Veo, Nano Banana and ElevenLabs. Claude, ChatGPT and Cursor can drive the same timeline through the invideo MCP server or CLI, signing in as you with no API keys.

invideo now writes its name in lower case and describes three eras: invideo Studio, the template editor of 2017 to 2022 that existing users can still open; invideo AI, the prompt-to-finished-video tool launched in August 2022; and, in 2026, the free invideo Editor with Agent Two, the MCP server and 200+ third-party models. The launches came fast. Agent Two, with its Lite, Pro and Ultra tiers, arrived in August 2026; the Editor launch post and the MCP server followed in September 2026, and Agentic Extend, which lengthens a shot by up to 30 seconds, came in October 2026.

The original flow still exists. You paste a script or a prompt, get a stock-media video with AI voiceover and subtitles, then edit it with Magic Box text commands; that route sits behind the Older versions button on the prompt page, where Agent Two opens by default [2]. Our InVideo AI text-to-video guide walks through both routes. The avatar library and voice clones live there too. InVideo AI requires explicit consent from the person in the recording, captured in a separate in-product step that can be withdrawn; celebrities and politicians cannot be cloned, and an avatar of anyone under 18 is forbidden even with parental consent.

💡
Toolkit tip
Find the Older versions button

The classic script-to-video flow, the avatar library and AI twins sit behind the Older versions button on the prompt page; Agent Two opens by default.

What you pay, and what the credits buy

Prices are per seat, and the monthly figure is the list price. The table below shows US prices as read in November 2026, and other regions or app-store purchases can show different amounts. Every annual figure in the table, Team and Scale included, is what the annual card showed as an offer in November 2026, so treat each one as an offer rather than as the price.

About these prices

Prices shown are what InVideo AI lists for visitors in the United States, in US dollars. Your price can differ by country, currency and local taxes such as VAT.

Plan Billed monthly Annual card Credits Seats
Free $0, weekly limit on AI actions, not shown as a card not offered weekly limit, size not published not stated
Starter $20 a seat a month $10 a seat a month billed annually, November 2026 offer 400 a seat a month 1-5
Plus $60 a seat a month $30 a seat a month billed annually, November 2026 offer 2,000 a seat a month 1-10, plus 10 guest seats
Max $150 a seat a month at 5,000 credits; $300 at 10,000; $450 at 15,000 $75 / $150 / $225 a seat a month billed annually, November 2026 offer 5,000 / 10,000 / 15,000 a seat a month 1-20, plus 20 guest seats
Team $79 a seat a month, from 5 seats $65 a seat a month billed annually, November 2026 offer, from 5 seats 1,600 a seat a month 5-30
Scale $215 a seat a month, from 5 seats $150 a seat a month billed annually, November 2026 offer, from 5 seats 4,000 a seat a month 5-30
Enterprise quote quote custom, with volume rollover unlimited seats

By our arithmetic, Plus comes to $720 a seat a year billed monthly and $360 a seat a year under the offer, and on all three individual plans the offer costs the same as six monthly payments. Annual wins only if you would stay more than six months. It is charged in full upfront. Monthly Max also showed first-month prices of $135, $265 and $373, which renew at $150, $300 and $450 a seat a month.

Credits are per seat, reset monthly on the subscription date even on annual plans, and do not roll over on self-serve plans. They pay for generation, transcripts, paid stock and Agent Two's own work, while timeline edits and exports are free. The cost shows before you confirm a generation, but Agent Two generates without asking by default until you switch it to ask; an estimate can end higher and invideo may change credit costs without notice. At about 96 credits per 5-second 1080p Seedance 2.5 clip, Plus covers about 20 clips a month and Max at 5,000 credits about 52 before retries. Retries matter. invideo's own documented productions needed about three generations per usable shot.

Starter is the trap to watch. It gets Agent Two Lite only, plus Seedance 2.0 Fast and 2.0 Mini, with no Seedance 2.5 and no full Seedance 2.0. Plus opens every agent tier and all models, and only the Agent Two Pro and Ultra modes can upscale an export (Lite cannot). When credits run out, individual plans block AI actions until the reset, an upgrade or extra credits, sold from a $5 minimum; on Team, Scale and Enterprise, credit-based AI actions stop for the whole workspace until someone buys extra credits or an admin adds seats. The Free plan is the way to try it, since no paid trial is documented, and invideo says exports from the invideo Editor are free and carry no watermark on every plan, Free included; for videos made with Agent Two or the classic flow on Free, invideo's help does not say. The full credit math is in our InVideo AI pricing guide.

⚠️
Watch out
Annual billing is paid upfront

The annual offer shown in November 2026 is charged in full at once. Fees are non-refundable: a refund request is allowed only within 24 hours of purchase or renewal and only if no credits or premium features were used.

⚠️
Watch out
Credits expire every month

Plan credits reset monthly on the subscription date, annual plans included, and unused credits never roll over except Enterprise volume rollover.

Curious how InVideo AI feels in practice?Start free, no credit cardTry InVideo AI free →

Is InVideo AI safe to use?

On security the record is solid. invideo says it holds a SOC 2 Type II attestation from Johanson Group LLP as of August 2026, covering all five Trust Services Criteria; the full report is under NDA . Production runs on AWS with encryption in transit and at rest, and sign-in uses Google, Apple or an emailed code, so there are no passwords to leak. Automated moderation screens prompts and uploads, backed by a human child-safety team. Scale's card lists basic SSO, while the SOC 2 report itself and admin spend control are Enterprise items.

Training depends on the plan. On Free, Starter, Plus and Max, the Terms and Privacy Policy let invideo use your data to train or fine-tune its models; deleting the data or the account stops it but does not undo past training. The Team and Scale cards promise no training on your data, so get that promise in writing. The Enterprise agreement excludes training outright. Third-party models add a layer: Standard Tier providers are contractually barred from training on your content, while Experimental Tier providers have made no such commitment.

You keep ownership of your content and, within the Terms and third-party rights, of your outputs, with a perpetual, worldwide license to use and sell them that survives cancellation. Outputs carry no exclusivity, and you must disclose AI content where law requires it. Human avatars refuse topics such as alcohol, crypto, gambling and political commentary.

Refunds, renewals and the complaint pattern

InVideo AI's fees are non-refundable: the Terms allow a refund request only within 24 hours of a first purchase or renewal (longer only where law requires) and only if no credits or premium features were used, there are no pro-rata or partial refunds, and credits, including extra credits, are never refunded . The window applies to annual plans too. Paid plans renew automatically after a reminder email. Canceling keeps the plan to the end of the period, then drops the account to Free, where unused credits expire, purchased extra credits included. Projects stay editable and export free. Subscriptions cannot be paused.

Reviewers on Trustpilot most often complain about refunds, support, billing and charges, and credits running out faster than expected. Read that as a map of where things go wrong, not as a verdict on the editor. The pattern matches the policy above: a strict window, an agent that can spend credits quickly when generation is allowed by default, and no money back for credits left unused. Support adds friction. In-platform live chat belongs to the Priority and Enterprise support tiers, and only the Team, Scale and Enterprise cards list Premium 24x7 support.

💡
Toolkit tip
Make the agent ask first

Agent Two defaults to Always allow generation; switch it to ask before each generation, and on shared workspaces set a per-member credit limit so the agent stops at the cap.

Where it stops short

The gaps are specific. A finished timeline exports at up to 1080p; 4K or HDR needs a paid upscale or HDR model, or a finish in Premiere Pro or Resolve, even when a model generated the shot in 4K. There is no SCORM export, so training teams feeding an LMS need another route. There are no API keys: the MCP server and CLI always act as a signed-in person, and invideo says the product is not built for unattended volume rendering. It is cloud-only with no offline mode, and the desktop app is Mac only, with Windows and Linux listed as coming soon. Agents never post to social platforms. You upload yourself.

If you want a presenter talking to camera, the shape is wrong. HeyGen is presenter-first: its AI Studio is a script-based editor with no timeline, while InVideo AI treats an avatar as one clip on a multitrack timeline. Credits behave differently too, since unused credits on monthly HeyGen plans roll over one more cycle and InVideo AI plan credits on self-serve plans do not. Our HeyGen vs InVideo AI comparison covers that split, and the InVideo AI alternatives guide sorts the other options by need.

Ready to put InVideo AI to the test?Start free, no credit cardTry InVideo AI free →

How we score InVideo AI

Our score reads the product on several axes, each on its own evidence, with user sentiment as one signal rather than the verdict. Capability carries it: a free professional editor, 200+ models under one credit balance, editable-project export and agent access through MCP form an unusual mix for a browser tool. Value for money pulls it down, since per-seat credits, model gates by plan, an annual offer that is not the list price and a one-day refund window all demand homework, and support and reliability pull it down further. That balance is how InVideo AI lands at 3.8/5.

It suits creators and marketing teams who already know how to edit, want to pick a model shot by shot, and will watch credits weekly; Plus is the first plan that opens every Agent Two tier and Seedance 2.5, and our InVideo AI guide for marketing teams covers the Team setup. It suits less well a buyer who wants a fixed monthly output, presenter avatars as the main product, 4K delivery straight from the timeline, or a forgiving refund policy.

Frequently asked questions

Which company do US buyers of InVideo AI contract with?+

US, Canadian and Mexican users contract with Invideo Inc.; Indian users with Whitesheep Technology Private Limited and everyone else with Invideo Innovation Pte. Ltd. in Singapore.

Can several people work on the same InVideo AI video?+

Workspace members can edit one timeline live with visible cursors, and review links take frame-accurate, timecoded comments, but reviewers must sign in to invideo to comment. Inviting people needs seats: Plus includes 10 guest seats and Max 20, each with 190 credits, and Team and Enterprise add team features.

Can I monetize videos made with InVideo AI avatars?+

invideo's help center says avatar videos can be monetized on any platform, but each platform sets its own rules, YouTube excludes certain repetitive or inauthentic content, and invideo guarantees no earnings.

Does InVideo AI have mobile and desktop apps?+

iOS and Android apps named invideo: AI Video Editor use the same account, and a desktop app for Macs on macOS 14 or later costs nothing extra; Windows and Linux versions are listed as coming soon.

The bottom line

InVideo AI is a capable editor wrapped around a credit meter. The timeline, the exports and the model choice justify a look, and the Free plan lets you judge the editor before paying anything. The risk sits in the money: monthly credits that do not roll over, a Starter plan locked to Agent Two Lite, an annual offer charged upfront and a refund window of one day. Start on Free, move to monthly Plus for one cycle, measure what your videos really cost in credits, and only then decide whether our score holds for your work.

Sources
  1. [1] invideo pricing (US): plans, seats and credits (2026-11) https://invideo.io/pricing/
  2. [2] invideo docs: How this works in each mode (2026-11) https://docs.invideo.io/invideo-ai/how-can-i-create-a-video-using-my-script
  3. [3] Trustpilot: user ratings for InVideo AI (2026-11) https://www.trustpilot.com/review/invideo.io
  4. [4] G2: user ratings for InVideo AI (2026-11) https://www.g2.com/products/invideo/reviews
All 11 sources we used for this article
  1. 1. invideo pricing (US): plans, seats and credits (2026-11) https://invideo.io/pricing/
  2. 2. invideo docs: How this works in each mode (2026-11) https://docs.invideo.io/invideo-ai/how-can-i-create-a-video-using-my-script
  3. 3. invideo news: invideo soc 2 type 2 compliance (2026-11) https://invideo.io/news/invideo-soc-2-type-2-compliance/
  4. 4. invideo Terms of Service (2026-11) https://invideo.io/terms-of-service/
  5. 5. invideo Help: subscriptions and refunds https://invideo.io/help/billing/subscriptions-and-refunds/
  6. 6. invideo news https://invideo.io/news/
  7. 7. Trustpilot: user ratings for InVideo AI (2026-11) https://www.trustpilot.com/review/invideo.io
  8. 8. G2: user ratings for InVideo AI (2026-11) https://www.g2.com/products/invideo/reviews
  9. 9. Capterra: user ratings for InVideo AI (2026-11) https://www.capterra.com/p/180680/InVideo/reviews/
  10. 10. App Store: user ratings for InVideo AI (2026-11) https://apps.apple.com/us/app/id6471394316
  11. 11. Google Play: user ratings for InVideo AI (2026-11) https://play.google.com/store/apps/details?id=io.invideo.ai