ActiveCampaign publishes its entire price list and shows you almost none of it. That is not an accusation of hiding anything. The full catalogue is sent to your browser every time you open the pricing page, and a second copy sits on the vendor's own servers with no password on it at all. The page simply does not display it.

We read both. Here is what the difference amounts to.

OUR TAKE: This is a deep, well-documented product with the largest integration catalogue we have counted anywhere, and it scores 3.49 on our scale. What the pricing page shows you is the cheapest corner of it: a figure that is always the annual rate, at the first of up to forty-nine contact bands, for one of three products, with six add-ons named and none priced. The software is not the problem. The arithmetic you cannot do from the page is.

What you are actually buying

ActiveCampaign is an email and marketing automation platform with a contact database attached, sold in four tiers and metered on how many people are in that database[2].

The breadth is real and it is verifiable rather than claimed, because the vendor's billing system lists every capability as a named entitlement. There are seventy-nine of them on the top tier, seventy-one on the one below, fifty-six on the middle one and eleven on the entry plan[3]. Across them: multi-step automation with unlimited actions and more than nine hundred prebuilt recipes, campaign and automation A/B testing, landing pages, site messages, four kinds of form, preference centres, contact and deal scoring, segment logic that combines conditions, custom objects, custom event tracking, revenue attribution, conversion tracking, an automations map, database sync, a custom mailserver domain, single sign-on, and ecommerce from abandoned cart through product catalogue and coupons to recurring payments.

Three more channels are sold as products in their own right rather than as features. WhatsApp has its own three tiers and its own contact ladder. SMS is an add-on with its own credit pool. Transactional sending runs through Postmark, which the same catalogue prices separately.

What is not in the platform is the CRM, and that matters more than it sounds. Pipeline management, deal records, account records and lead scoring are each marked "Included in add-on" on every tier that offers them[2]. So the entry tiers advertise "Standard CRM & ecommerce integrations", which means integrations with other people's CRMs, not a pipeline of your own.

💡
Toolkit tip

Ask which send-limit rule governs your account. The terms of service and the help centre describe different consequences for the same event, and the help article is nine months newer.

## The number on the card is the annual rate

Every one of the four plan cards reads "Starts at" a figure, then a slash and the letters m-o. Underneath, in smaller type, it says "Billed annually"[2].

That label is doing a lot of work. The catalogue carries both billing terms for every tier and every band, and here is the entry band side by side.

Plan Month to month, $/mo Billed annually, $/mo Charged once a year, $ Seats Sends a month
Starter 19 15 180 1 10,000
Plus 59 49 588 1 10,000
Professional 99 79 948 3 12,000
Enterprise 179 145 1,740 5 15,000

The annual saving is consistent: across thirty-two tier-and-band combinations we measured, it runs between 16.9% and 21.6%, with a median of 20.1%[3]. So paying monthly costs about a fifth more than the page suggests.

There is no toggle. A visitor cannot see the monthly figure anywhere on the pricing page, in any tier, at any band. There is also a third term the page never mentions at all: a commit-annually, pay-monthly option worth "up to 10% off", which is published only inside the help-centre article about how to cancel your account[7].

Curious how ActiveCampaign feels in practice?Try ActiveCampaign →

The price has three dimensions and the page shows one

What determines an ActiveCampaign invoice is the product, the tier and the contact band. The cards show the first band of one tier of one product, which is why each one says "Starts at".

The selector on the page offers twelve contact bands, from one thousand to two hundred and fifty thousand. The catalogue carries forty-eight on the middle tiers and forty-nine on Enterprise, reaching thirty million contacts[3]. Here is what the second honest row looks like, at ten thousand contacts.

Plan Month to month, $/mo Billed annually, $/mo Charged once a year, $
Starter 189 149 1,788
Plus 239 189 2,268
Professional 469 375 4,500
Enterprise 739 589 7,068

A business with ten thousand contacts on the Professional tier is paying four and a half thousand dollars a year for a product whose card says $79. Nothing about that is deceptive. It is simply not on the page.

💡
Toolkit tip

Price the add-on that carries the feature you came for before you compare tiers. If that feature is a sales pipeline, the price is published nowhere.

## The entry tier is a different product, not a smaller one

Eleven entitlements against fifty-six is the largest single step in the ladder, and it sits at the bottom of it[3].

What arrives at Plus: landing pages, site messages, modal and preference-centre forms, contact scoring, segment logic that combines conditions with and-or groups, the AI brand kit, AI content and image generation, custom branding, custom user permissions, database sync, ecommerce coupons and product catalogue, and the named integrations for Slack, Calendly, Eventbrite, Google Ads, LinkedIn, TikTok and Facebook. On Starter none of those exist.

Two of Starter's limits are fixed ceilings rather than bands, which is a distinction worth learning. The catalogue records five lists and five actions per automation with maximum units equal to included units[3]. No amount of money raises either. The seat cap is the same shape: one seat included, two maximum, where every tier above allows nine hundred and ninety-nine.

That two-seat ceiling is the hardest wall on the entry plan. A second seat costs ten dollars a month, or ninety-six dollars for the year, and then the plan is full.

Where the cheapest tier becomes the expensive one

Starter sells eight contact bands and stops at twenty-five thousand. Watch what happens on the way there.

Contacts Starter, $/mo annual Plus, $/mo annual Difference, $/mo
1,000 15 49 34 cheaper
5,000 79 145 66 cheaper
10,000 149 189 40 cheaper
25,000 391 389 2 dearer

At the last band Starter sells, it costs more than Plus charges for the same contacts, and Plus carries forty-six more entitlements[3]. The capability crossing happens even earlier: Starter at five thousand contacts costs the same as Professional at one thousand.

The vendor's own FAQ addresses contact growth and is worth quoting in full, because it is true and it is not the whole mechanism. "If your contact list grows beyond your current plan's limit, ActiveCampaign makes it easy to upgrade to the next contact band or plan without penalties or losing access to features. You'll never be locked out of your account or forced to pay unexpected fees"[2]. No penalty, correct. The next band also stops existing at twenty-five thousand.

💡
Toolkit tip

Run a contact export in month one and open the file. Notes are excluded, and access to contact data ends at cancellation rather than after it.

## Hitting the limit stops the sending; it does not raise the bill

This is the part ActiveCampaign gets right, and we say so because the last product we measured in this family did the opposite.

The vendor publishes it plainly: "We do not automatically increase your contact limit unless you have enabled auto-upgrade in your account"[10]. What happens instead is a stop. "Once you reach your contact limit, you will not be able to send any email campaigns until you upgrade your account"[9]. Automations keep triggering and contacts keep moving through them, but the send steps are skipped. Contacts can still arrive over the limit through the API, through integrations and through your own forms.

Auto-upgrade exists and the vendor recommends it, and if you switch it on the terms say your fees "will increase immediately according to usage"[5]. The difference from an automatic overage is that you chose it in advance. That is the distinction that matters.

One asymmetry survives. Going up is self-service; coming down is not. "If you need to decrease your contact limit, please contact our Customer Experience team"[10].

And the question most contact-metered vendors leave unanswered has a dedicated article here: "All contacts, regardless of their list status, count towards your contact limit"[11]. Unsubscribed and bounced records count, for accounts created on or after 3 November 2025. That is the expensive answer, and publishing it counts for something.

## What sending actually costs, and the rule nobody can settle

The sending allowance is published as a multiple of the contact limit rather than as a separate number: fifteen times on Enterprise, twelve on Professional, ten on Plus and ten on Starter[2]. This is a genuinely good design. It scales with what you are already paying for.

Then there are two published rules for what happens when you pass it, and they contradict each other.

The terms of service say sending stops: "If you reach your monthly send limit, you will not be able to send any more messages to your Contacts, including any messages scheduled for sending at a future date, until the start of the next calendar month"[5]. The help centre says the opposite: "We won't disrupt your service if your total email sends exceeds your monthly limit. Instead, you are charged an overage fee for that month", at half a cent per email, with sending switched off only once "the overage value of sends reaches three times your limit"[8].

One document promises an interruption at the limit. The other promises an unbudgeted charge up to three times it. The terms were last updated in December 2025 and the help article in September 2026, and neither mentions the other. The two documents also name different reset days, the calendar month against the billing cycle.

Get the answer in writing before you commit to a volume.

⚠️
Watch out

The Starter tier caps at two seats and 25,000 contacts, and at that last band it already costs more than Plus charges for the same contacts.

## The six add-ons nobody prices

The pricing page names a Pipelines enhanced CRM add-on, a Sales Engagement enhanced CRM add-on, a Custom Reporting add-on, an SMS add-on, an AI Activities add-on and a WhatsApp Messaging add-on. Every appearance of every one of them is the phrase "Available add-on" or "Included in add-on". Not one carries a figure[2].

The same page's FAQ says "There are no setup costs or hidden fees when you start with ActiveCampaign", and separately that "ActiveCampaign's modular approach means you choose the plan and add-ons that fit your current needs"[2]. Choosing an add-on requires knowing what it costs.

The catalogue prices some of them. SMS runs twenty-one dollars a month for a thousand included credits, which do not roll over. Postmark runs fifteen dollars a month for ten thousand emails. The WhatsApp add-on has a full ladder. The two CRM add-ons carry empty price ladders on all three tiers that offer them[3], so even the billing system does not state their price. The help centre, asked directly, points back at the pricing page: "For specific information on costs and what features are included, please visit our pricing page." The pricing page does not carry them.

The AI is in the same position. Active Intelligence is the first row of the feature matrix, with unlimited access on the top two tiers and limited access on the lower two. But AI translations and AI actions are marked "Available add-on" on all four tiers including Enterprise, and the catalogue carries a matching Activities meter with zero included units on every tier, priced from a dollar a month for two hundred[3]. The AI that suggests is included. The AI that acts is bought by the unit, at a price the page never states.

Ready to put ActiveCampaign to the test?Try ActiveCampaign →

The exit

There are no refunds. "As a policy, our company does not provide partial or full refunds"[6]. No window, no guarantee period, no exception. Consulting services are separately non-cancellable and non-refundable, and terminated accounts "will not receive partial credit". The vendor's own answer to this is the trial, and the refund policy says so: "To ensure that our software will meet your needs, you should try it out first."

Cancelling is self-service and, unusually, may be done by email. The terms grant it plainly and name an address[5]. Three cases then take it back: a commit-annually plan, any downgrade, and an account held through a service provider all require contacting the Customer Experience team[7]. Before a cancellation completes, "Depending on your plan, we may need you to schedule a free 1:1 session with a member of our Success team." Whatever happens, the cancellation takes effect at the end of the current period, and on an annual term that is the end of the year.

Pausing exists as a middle path, bounded and published: three months maximum, once every twelve months, monthly plans only[12]. The commit-annually plan cannot be paused either.

The hardest line is about the data. The terms say the service "does not serve as a repository for Contact Data" and that backing it up is your responsibility, on a system "entirely independent" of ActiveCampaign. And then: "Upon cancellation or termination, you will not have access to or be able to restore any Contact Data"[5].

The export is real, free and self-service: contacts to CSV with custom fields, lead scores, deal scores and tags, on a download link valid for seven days[13]. Two things do not come with it. "Contact notes cannot be exported." And automations have no file export at all — the only published way to take one out is a share link, which the vendor states carries none of the campaigns, lists, scores, deals, pipelines, events or whitelisted domains the automation references[14].

Run that export while the subscription is still alive.

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Watch out

The cheaper billing term is the one that cannot be paused and cannot be cancelled without contacting support.

## What the reviews argue about

The platforms disagree by nearly two points, and the shape inside one of them says more than the spread.

Trustpilot displays 2.7 from 1,446 reviews. The distribution table on the same page gives 641 five-star, 229 four, 104 three, 114 two and 358 one-star, and those counts average 3.47[17]. Both numbers belong to the platform; the gap is its recency weighting, on a profile it itself flags with the notice that the company "hasn't invited customers recently, so reviews may not be representative". The Gartner Digital Markets pool shows 4.6 from 2,570 reviews, which we count once because Capterra, GetApp and Software Advice are one pool[18]. TrustRadius shows 8.6 out of ten from 946 ratings, and prints a second count of 702 on the same page.

What people actually say is more useful. We read the ninety-nine reviews our connector returned, took the eighty-four in English, and cross-tabulated themes against star rating.

Theme Share of 1-2 star Share of 4-5 star Gap, points
Cancellation 38% 4% +34
Contract 29% 0% +29
Interface 21% 0% +21
AI 33% 15% +18
Billing 17% 0% +17
Support 65% 58% +7
Complexity 10% 12% -2
Hitting the contact limit 4% 12% -8

Read the bottom two rows first. Complexity is flat and hitting the contact limit actually runs the other way. The complaints that differentiate this product are not that the software is hard or that the meter bites. They are about the commercial relationship: cancelling, the contract, the billing. Support is the most frequent theme at both ends, which means people talk about it whether they are happy or not, so it separates nothing.

One caution on these numbers. That corpus runs 46.5% one-star against the platform's own 24.8%, so it over-represents the unhappy end by about a factor of two. These are shares of what we read, with the counts beside them, not shares of all reviews.

Frequently asked questions

How much does ActiveCampaign actually cost?+

At the entry band of 1,000 contacts, $15, $49, $79 and $145 a month on annual billing, which is $180, $588, $948 and $1,740 charged once a year. Month to month those become $19, $59, $99 and $179. At 10,000 contacts the annual figures are $149, $189, $375 and $589 a month.

Is ActiveCampaign a CRM?+

Not without an add-on. Pipeline management, deal records, account records and lead scoring are each marked as included in an add-on on every tier that offers them, and the price of that add-on is published neither on the pricing page nor in the vendor's billing catalogue.

What happens if I go over my contact limit?+

Sending stops rather than billing rising. The vendor publishes that it does not increase the limit automatically unless auto-upgrade is switched on, and that campaigns will not send until the account is upgraded. Automations keep running with their send steps skipped.

Can I get a refund from ActiveCampaign?+

No. The published policy is that the company does not provide partial or full refunds, with no window and no stated exception. The vendor's own suggested alternative is the fourteen-day trial.

## Who should buy it, and who should look twice

Buy it if you need automation depth and you will use it. Nine hundred prebuilt recipes, segment logic that actually composes, revenue attribution and conversion tracking, and 1,056 apps and integrations counted in the vendor's own marketplace[16] is a serious platform, and the documentation is the best we have measured — the help centre publishes the overage rate, the warning thresholds, the reset day, the export columns and the answer about unsubscribed contacts, each article dated.

Look twice in three cases. If you are a two-person team on Starter, map your growth: that plan runs out of seats at two and contacts at twenty-five thousand, where it is already dearer than the tier above. If what you want is a CRM, price the add-ons first, because the pipeline is not in the platform and the add-on price is published nowhere. And if you are choosing a billing term, remember that the cheaper one is the one that cannot be paused and cannot be cancelled without a phone call.

Written as "active campaign" in two words, the search demand splits: the one-word spelling carries between two and six times more on every commercial query we measured[2]. If you are researching this product, search it the way the vendor spells it.

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Watch out

The published fallback price file disagrees with the live catalogue on 468 WhatsApp prices, by around 45%. Email plans are unaffected.

Sources
  1. [1] ActiveCampaign vendor pricing page, read from the United States (2026-10) https://www.activecampaign.com/pricing
  2. [2] ActiveCampaign billing product catalogue, the vendor's own price list (2026-10) https://billing-product-catalog.cluster.app-us1.com/api/v1/read/products?currency=USD&billing_interval=1&billing_interval=12&c=ac2024&referer=/pricing
  3. [3] ActiveCampaign published fallback price file (2026-10) https://www.activecampaign.com/dist/pricing/fallback/USD.json
  4. [4] ActiveCampaign terms of service (2026-10) https://www.activecampaign.com/legal/terms-of-service
  5. [5] ActiveCampaign vendor refund policy (2026-10) https://help.activecampaign.com/hc/en-us/articles/218253598-Refund-Policy
  6. [6] ActiveCampaign vendor documentation on cancelling (2026-10) https://help.activecampaign.com/hc/en-us/articles/218790117-How-do-I-cancel-my-account
  7. [7] ActiveCampaign vendor documentation on send limits and overage (2026-10) https://help.activecampaign.com/hc/en-us/articles/10918125380764-About-email-send-limits-and-overage-fees
  8. [8] ActiveCampaign vendor documentation on the contact limit (2026-10) https://help.activecampaign.com/hc/en-us/articles/115000364264-What-happens-when-I-reach-my-contact-limit
  9. [9] ActiveCampaign vendor documentation on auto-upgrade (2026-10) https://help.activecampaign.com/hc/en-us/articles/115000337284-Does-ActiveCampaign-automatically-increase-my-contact-limit
  10. [10] ActiveCampaign vendor documentation on contact counting (2026-10) https://help.activecampaign.com/hc/en-us/articles/115000337324-Do-unsubscribed-unconfirmed-or-bounced-contacts-count-against-my-contact-limit
  11. [11] ActiveCampaign vendor documentation on pausing billing (2026-10) https://help.activecampaign.com/hc/en-us/articles/13613456314652-Pause-billing-for-your-ActiveCampaign-account
  12. [12] ActiveCampaign vendor documentation on exporting contacts (2026-10) https://help.activecampaign.com/hc/en-us/articles/221393808-How-do-I-export-all-contacts
  13. [13] ActiveCampaign vendor documentation on the free trial (2026-10) https://help.activecampaign.com/hc/en-us/articles/218789987-Free-trial-capabilities
  14. [14] ActiveCampaign vendor documentation on account reviews (2026-10) https://help.activecampaign.com/hc/en-us/articles/221362648-About-account-reviews-and-suspensions
  15. [15] ActiveCampaign vendor app marketplace, counted with its own filter (2026-10) https://www.activecampaign.com/apps
  16. [16] Trustpilot profile and its own distribution table (2026-10) https://www.trustpilot.com/review/activecampaign.com
  17. [17] GetApp profile and published distribution (2026-10) https://www.getapp.com/marketing-software/a/activecampaign/
  18. [18] TrustRadius rating (2026-10) https://www.trustradius.com/products/activecampaign/reviews
  19. [19] The vendor's documentation on sharing an automation, the only published way to take one out of the account https://help.activecampaign.com/hc/en-us/articles/115001963270-How-do-I-share-an-automation
  20. [20] ActiveCampaign's anti-spam policy, which governs suspension and is stamped September 2021 https://www.activecampaign.com/legal/anti-spam-policy
  21. [21] ActiveCampaign's minimum advertised price policy, which names its own pricing page as the price of record https://www.activecampaign.com/legal/minimum-advertised-price-policy
  22. [22] The vendor's trial signup page: fourteen days, no credit card https://www.activecampaign.com/free
  23. [23] Software Advice's profile, which files this product under CRM and publishes the same pool as percentages https://www.softwareadvice.com/crm/activecampaign-profile/