InVideo AI Buyer's Checklist: What to Verify Before Paying

Before you pay for InVideo AI, check six things: whether the plan unlocks the model and agent tier you need, how many seats and credits each person gets, how fast retries burn those credits, what the refund and renewal terms allow, whether the data and security terms fit, and what the product cannot deliver. The number to remember is 24 hours. InVideo AI's fees are non-refundable: the Terms allow a refund request only within 24 hours of a first purchase or renewal (longer only where law requires) and only if no credits or premium features were used, with no partial refunds, and credits, including extra credits, are never refunded ^[1]. So run the workflow checks on the Free plan first and read the plan card for the gated models.

Does your plan unlock the models and agent tier you need?

In November 2026 InVideo AI centers on the free invideo Editor, launched in September 2026, and Agent Two, the conversational agent introduced in August 2026 that routes each shot to one of 200+ third-party models. Your plan decides which models and agent tiers you reach ^[2]; a model missing from your list is not in your plan. A $0 Free plan with a weekly limit on credit-based AI actions also exists. It is not shown as a card on the pricing page. It is still the way to try the product.

Starter carries the tightest gates. Its card keeps the agent on the Lite tier, which is fast and light on credits, so heavy jobs such as long scripts and the highest-quality settings wait for Plus. Only the Pro and Ultra tiers can upscale an export. Max is one plan with a credit selector, sold at 5,000, 10,000 or 15,000 credits a seat a month for $150, $300 or $450 a seat a month billed monthly. Enterprise is priced by quote.

• List the models your typical shot needs and confirm each one appears on the plan card, not only on a marketing page.
• If you storyboard with Seedance 2.5 or need Agent Two Pro or Ultra, budget from Plus at $60 a seat a month billed monthly.
• The original script-to-stock-video flow, the avatar library and AI twins sit behind the Older versions button; the default page opens Agent Two.

How many seats, guests and spenders will you have?

Every price is per seat, and every seat gets its own monthly credits. Starter allows 1 to 5 seats with no guest seats. Plus allows up to 10 seats plus 10 free guest seats with 190 credits each, and Max up to 20 seats plus 20 guest seats on the same terms. Team and Scale run from 5 to 30 seats with no guests. By our arithmetic, that five-seat minimum means $395 a month for Team and $1,075 a month for Scale billed monthly. The annual card showed $65 and $150 a seat a month billed annually as an offer (November 2026), or $325 and $750 a month for five seats.

Spending control matters as much. Owners can set a per-member credit limit, and Agent Two stops generating for that person at the cap. Folders, which add per-project limits, and Connect, which brings a collaborator into one project without a seat, are listed for Team and Enterprise (Scale is not stated). A Connect collaborator spends their own credits; a guest added with Add to workspace sees every open project and spends the workspace's credits. Admin spend control is an Enterprise item. Our InVideo AI for marketing teams guide shows how these limits play out in a campaign team.

• Count the people who will generate, not only the viewers; reviewers must sign in to invideo to comment on a review link.
• Decide whether freelancers need a guest seat (Plus or Max) or a single-project Connect invite (Team or Enterprise).

Will the credits last the month?

Credits are the real meter. Generation with any model, transcripts, paid stock on the timeline and Agent Two's own work spend them; timeline edits and exports are free. Video models charge per second, and every retry costs again. invideo's documented productions average about 3 generations per usable shot. Plan credits reset monthly on the subscription date, on annual plans too, and unused plan credits do not roll over on self-serve plans ^[3].

The pricing compare table puts Seedance 2.5 at about 96 credits per 5 seconds at 1080p, as read in November 2026. By our arithmetic, that is about 20 such clips a month on a Plus seat and about 52 on a Max seat at 5,000 credits, before retries. Retries shrink that count fast. When credits run out on an individual plan, AI actions stop until the reset, an upgrade or a top-up; on Team, Scale and Enterprise the whole workspace is blocked until someone buys extra credits or an admin adds seats.

Extra credits start from a $5 minimum purchase, last 12 months, need a paid plan and are non-refundable. Turning them on is permanent for the workspace, though each person can pause their own extra spending and auto-reload stays off by default. invideo can also change credit costs at any time without notice, and an estimate shown before a generation can end higher.

• Switch Agent Two from its default, Always allow generation, to ask before video or before any generation.
• Watch Project Usage for per-message and per-project totals during the first week.

What do the refund, renewal and annual terms allow?

The 24-hour refund-request window applies to annual plans too, and an annual plan is charged in full upfront. Paid plans renew automatically unless canceled before the renewal date, with an email reminder first. Canceling keeps the plan active to the end of the period; the account then falls back to Free and unused credits, including purchased extra credits, expire. Projects stay editable and export free. There is no pause button.

The annual card showed Starter at $10, Plus at $30 and Max at $75 a seat a month billed annually, as an offer in November 2026; the list price stays the monthly one. By our arithmetic, under that offer an annual seat costs the same as 6 monthly payments: $120 against $240 a seat a year for Starter, $360 against $720 a seat a year for Plus, and $900 against $1,800 a seat a year for Max. Under the offer, annual wins only past 6 months.

Moving from monthly to annual takes effect at once, charges the full annual price and resets the cycle. Going back waits for the end of the annual period and loses the discount. These are US prices; app-store purchases can differ and follow the store's billing and refund terms. Every plan and credit level is in our InVideo AI pricing guide.

• Pilot on Free, not on a paid month: a plan counts as used once credits are spent, a premium feature is used, or anything is generated or downloaded.
• Note the renewal date, and cancel before it if the pilot fails.

Do the data and security terms fit your team?

Training rules split by plan. On Free, Starter, Plus and Max, the Terms and Privacy Policy let invideo train or fine-tune its models on your data, and you can stop it only by deleting the data or closing the account, which does not undo past training. The Team and Scale cards promise no training on your data; get it in writing. The Enterprise agreement says customer data, inputs and outputs are not used for training. Experimental Tier model providers may train under their own terms.

Check the sign-in and security items. Scale's card lists basic SSO and Enterprise lists custom SSO; the Team card lists neither. invideo holds a SOC 2 Type II attestation from August 2026, and the full SOC 2 report is an Enterprise item under NDA. The service is not designed for protected health information.

• If procurement needs SSO, the floor is Scale; if it needs the SOC 2 report, the floor is Enterprise.

Can it deliver what your channels and rules require?

Check the output against your delivery spec. A finished timeline exports as an MP4 at up to 1080p on every plan; 4K or HDR needs a paid upscale model or a finish in Premiere Pro or DaVinci Resolve. There is no SCORM export. There are no API keys either: outside agents connect through the invideo MCP server (September 2026) or the invideo CLI, signed in as a person. The desktop app runs only on Macs with macOS 14 or later, with Windows and Linux listed as coming soon in November 2026, and the service is cloud-only.

People on screen bring their own rules. InVideo AI requires explicit consent from the person in the recording, captured in a separate in-product step that can be withdrawn; celebrities and politicians cannot be cloned, and an avatar of anyone under 18 is forbidden even with parental consent. Human avatar actors cannot appear in content about alcohol, tobacco, cannabis, crypto businesses, gambling, MLM, adult services, political endorsement or commentary, religion, or taking sides in any war. Agents never post anything. Your team uploads every file.

• Confirm 1080p meets every channel's spec, or price the upscale step in credits.
• If you sell in a restricted category, plan footage without human avatar actors.

The bottom line

InVideo AI is worth paying for once your checks pass: the models you need sit on the card you pick, seats and credit limits fit the team, and 1080p delivery is enough. Start monthly. The refund-request window is 24 hours and self-serve plan credits never roll over, so the safe order is Free, then one paid month on the lowest plan that clears your gates, then annual only if you expect to stay more than 6 months and the November 2026 annual offer is still showing. Our InVideo AI review covers the product itself.